General building as a trade is perhaps the most varied of those within the construction Industry. With so many different activities undertaken under a general building contract it is essential that your Insurance policy extends to include all work carried out by you and your sub-contractors. It is equally important that your broker can assist with the difference in industry definition between Bona Fide Sub Contractors and those working on a Labour Only basis as this is a common error which could leave you at risk of an uninsured loss.
Whether acting as main contractor or sub-contractor, it is important that your broker understands the nature of your work, the responsibilities to the contract itself and both the direct and indirect risks you are exposed to.
